Video
Watch a 10-minute educational video about identity theft and the steps you can take.
Spanish Language Version:
Un video de 10 minutos que presenta una panorama general del tema e indica los pasos que pueden tomar los consumidores
This web site is a community service initiative of
3800 Sheppard Access Road
and 4019 Southwest Parkway
Wichita Falls, Texas 76307
Call (940) 851-4000
or visit TexomaCU.com
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According to the FTC, over 30 million adults (13.5 percent of the adult population) were victims of fraud last year.
The top 10 frauds listed in the report include:
Fraudulent Weight-Loss Products (4.8 million victims)
Foreign Lottery Scams (3.2 million victims)
Unauthorized Billing - Buyers Clubs (3.2 million victims)
Prize Promotions (2.7 million victims)
Work-at-Home Programs (2.4 million victims)
Credit Card Insurance (2.1 million victims)
Unauthorized Billing for Internet Services (1.8 million victims)
Advance-Fee Loans (1.7 million victims)
Credit Repair Scams (1.2 million victims)
Business Opportunities (.8 million victims)
The FTC offers these tips for consumers:
Know whom you’re dealing with. Do business only with companies that plainly provide their name, street address, and phone number.
Protect your personal information. Share credit card and other personal information only with companies you know and trust; never share it in email, regardless who is asking for it.
Take your time. Resist the urge to act now. Most any offer that’s good today will be good tomorrow, too.
Read the small print. Get all promises in writing and read all paperwork before paying any money or signing any contracts.
Always remember - Free means free. Throw out any offer that says you have to pay to get a gift or for something that’s called “free.” If something is free or a gift, you shouldn’t have to pay for it.
The FTC urges consumers who believe they’ve been a victim of fraud to report it. Consumers can file a complaint online at FTC.gov or by phone at (877) FTC- HELP.
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